PRIVACY AND YOUR INFORMATION

Transferability Infrastructure is operated by Oyewumi Inc. This notice explains how personal and business information submitted through the TI Precision Assessment, related progress checks, report-correction requests, and related development-stage workflows is collected, used, disclosed, retained, and corrected.

Oyewumi Inc. is accountable for this information. Privacy questions and requests may be directed to ti@oyewumiinc.ca.

INFORMATION WE COLLECT

Current assessment data collection includes contact details and the information you provide about how your business operates. We also retain consent choices, assessment timestamps, workflow records, generated reports, and communications needed to deliver and support the service.

The assessment does not request financial statements, banking or tax records, customer lists, passwords, or confidential business documents. Please do not submit those materials.

Future Business Improvement Platform functionality is separate from the current assessment process and will be introduced in stages with appropriate privacy and access controls.

HOW WE USE YOUR INFORMATION

We use your information to:

• calculate your Transferability Score using the TI methodology;
• prepare, review, and correct your TI Precision Report;
• identify business-readiness priorities;
• maintain your assessment and progress history;
• operate, secure, troubleshoot, and improve the service; and
• respond to questions, privacy requests, and report-correction requests.

HOW SCORES AND REPORTS ARE PRODUCED

TI scoring follows a defined weighted methodology based on assessment responses. AI may assist report preparation, drafting, editing, research support, and quality review, but it does not calculate the numerical score. Reports are subject to safeguards and review procedures.

BUSINESS IMPROVEMENT PLATFORM — IN DEVELOPMENT

TI is developing capabilities for business profiles, authorized access, assessment history and progress tracking. These will be introduced in stages, with appropriate privacy and access controls.

SERVICE PROVIDERS AND PROCESSING LOCATIONS

We use service providers only as needed to operate the assessment and reporting process. Current provider categories include:

• Tally for form collection;
• Airtable for records;
• Zapier for workflow automation;
• OpenAI, Anthropic, and Perplexity for assisted research, drafting, editing, and quality review;
• Docupilot for document generation; and
• Google Workspace and Gmail for internal review and delivery preparation.

Some providers may process or store information outside Canada, including in the United States. Information processed outside Canada may be subject to the laws and lawful-access requirements of that jurisdiction.

Oyewumi Inc. remains accountable for information transferred to service providers and uses contractual, access, and operational controls appropriate to the service.

CONSENT AND INFORMATION SHARING

Information needed to provide the assessment and report is processed for that purpose. Optional consent for de-identified research and optional contact about advisory or marketplace opportunities are separate choices.

TI does not sell identifiable assessment information. Optional interest in advisory or marketplace opportunities does not, by itself, authorize sharing identifiable information with external advisors, lenders, buyers, marketplace participants, or other third parties.

RESEARCH AND BENCHMARKING

With your separate optional consent, de-identified information may be used for research, benchmarking, and improvement of the TI methodology.

Declining or withdrawing this optional consent does not prevent you from completing the assessment or receiving your report. We do not attempt to re-identify de-identified research information.

ADVISORY, MARKETPLACE, AND BUSINESS-SALE PATHWAYS

With your separate optional consent, TI may contact you about potentially relevant advisory, support, financing, transition, marketplace, or business-sale pathways.

TI will not share your identifiable information with an advisor, provider, buyer, lender, marketplace participant, or other third party without additional permission from you, unless disclosure is required by law.

SHARING AND SALE OF INFORMATION

TI does not sell identifiable assessment information.

We disclose information to the service providers identified above only as required to operate the service, and otherwise only with your permission or as required by law.

RETENTION

Identifiable assessment responses and generated reports are normally retained for 24 months after the last assessment, progress check, or service interaction, unless you request earlier deletion or a longer period is required for an active service, dispute, or legal obligation.

Routine workflow logs and internal drafts that are no longer required are normally deleted within 90 days.

Consent, transaction, security, and compliance records may be retained for up to seven years where reasonably required to demonstrate authorization, protect the service, resolve disputes, or meet legal obligations.

De-identified research data may be retained for up to seven years and is reviewed periodically to determine whether continued retention is necessary.

Retention periods and related review commitments are operational commitments that should be verified against actual procedures before publication and as systems or workflows change.

SAFEGUARDS

We use role-based access, least-privilege permissions, multifactor authentication where supported, encrypted transmission, service-provider security controls, and periodic access and workflow reviews.

Security commitments and review procedures should be verified against actual procedures before publication and as systems or workflows change.

No system is risk-free. If a privacy breach creates a real risk of significant harm or otherwise requires notice, we will investigate, contain, document, and notify affected individuals and regulators as required by applicable law.

ACCESS, CORRECTION, DELETION, AND CONSENT WITHDRAWAL

You may request access to your personal information, ask us to correct inaccurate information, request deletion where legally available, or withdraw an optional consent.

We may need to verify your identity. We will acknowledge a complete request and respond within 30 days unless applicable law permits or requires a different period.

Withdrawal does not affect processing already completed with valid consent and may limit optional research or contact activities.

REPORT-CORRECTION PATHWAY

To challenge a factual statement, citation, sector description, or other content in a TI report, email ti@oyewumiinc.ca with the subject line “TI Report Correction.”

Identify the report, slide, disputed statement, and supporting evidence. We will acknowledge the request within five business days, review the source material and workflow evidence, and issue a corrected report when warranted.

A report-content correction changes the Transferability Score only when the correction affects underlying assessment data or scoring inputs.

COMPLAINTS AND ESCALATION

Send privacy complaints to ti@oyewumiinc.ca. We will investigate and provide a written response.

If the matter is not resolved, you may contact the Office of the Information and Privacy Commissioner of Alberta or the Office of the Privacy Commissioner of Canada, as applicable.

CONTACT

ti@oyewumiinc.ca

Last updated: October 14, 2026